Manufacturing Transition, Financial Centre, Productivity Challenge
ONTARIO
Canada Forward

Ontario

Canada's economic engine is mid-transition. The auto sector is retooling for EVs under tariff pressure, the GTA condo market collapsed, and Alberta is closing the growth gap. Ontario's next decade will be defined by whether the transition produces a stronger industrial base or a smaller one.

Research brief · Q2 2026 Updated April 2026 Canadian Trade Intelligence Inc.
The Argument
Province of Ontario

Ontario built Canada's industrial economy. The question is whether it can lead the next one

Ontario accounts for approximately 38% of Canada's total GDP, anchors the country's manufacturing base, hosts its largest financial centre, and has produced the political and institutional frameworks that define much of Canadian economic life.1 It is also, in 2026, a province under more structural economic pressure than any comparable jurisdiction in the G7. Its dominant industry is retooling mid-cycle under conditions of trade uncertainty. Its housing market produced a pre-construction condo collapse of historic proportions. Its productivity performance trails comparable American states. And it is doing all of this while absorbing a political confrontation with its largest trading partner that has no modern precedent.

The auto sector tells the story with precision. Ontario's automotive industry contributed C$46 billion to provincial GDP in 2024, representing 5% of the total provincial economy, and the broader Canadian auto sector contributed approximately C$94 billion to national GDP.2 Approximately 93% of Canadian automotive exports go to the United States. Auto parts cross the Canada-US border as many as eight times before being incorporated into a finished vehicle. The Ambassador Bridge, connecting Windsor and Detroit, handles the highest volume of loaded truck container crossings of any border crossing in North America. This is not trade dependence — it is trade integration so deep that the supply chain is effectively a single North American system that happens to cross an international border.

That integration is now under pressure in two simultaneous ways. The Trump administration's tariff actions created immediate disruption for Canadian parts manufacturers, with CFIB survey data showing SMEs in the Ontario auto sector reporting an average revenue decline of 13% in 2025.3 At the same time, the EV transition is structurally reshaping what the auto supply chain needs to produce. Electric vehicles require fewer parts than internal combustion vehicles, and many of the specific components that Ontario's parts manufacturers produce, starter motors, fuel injection systems, exhaust components, have no electric equivalent. The plants that are being retooled for EV production, Ford, GM, Stellantis all have Ontario facilities mid-transition, will require different suppliers than they have historically used.

The EV transition is also, for Ontario, a genuine opportunity. The Volkswagen battery cell manufacturing facility in St. Thomas, the Stellantis-LG NextStar Energy plant in Windsor, and the Ultium Cells facility represent the most significant manufacturing investment in Ontario in a generation. These facilities create demand for Ontario-based critical minerals processing, for Ontario-trained skilled trades workers, and for Ontario supply chain companies that can adapt to battery chemistry inputs rather than combustion engine components. The question is whether the retooling that is currently causing employment disruption in Southern Ontario's auto belt produces a more competitive and more durable industrial economy, or simply a smaller one.

Beyond automotive, Ontario's economy is increasingly a services economy, concentrated in Toronto. Financial services, professional services, technology, and media account for a growing share of provincial output and a shrinking share of good-paying jobs for workers without post-secondary credentials. Toronto consistently ranks among North America's top cities for tech talent and VC deal flow, and the Toronto-Waterloo corridor has produced significant technology companies. But the GTA's housing market collapse, with pre-construction apartment sales down approximately 90% from the nine-year average in the period ending 2024, creates a medium-term supply shock that will constrain both population growth and the construction sector that employs hundreds of thousands of Ontarians.4

The productivity gap between Ontario and comparable American states is the most uncomfortable structural fact about Canada's economic engine. OECD data consistently shows Canadian business sector labour productivity growing more slowly than American productivity, and Ontario's manufacturing sector specifically has underperformed comparable US Midwest states on this measure. The causes are contested — investment levels, regulatory environment, management practices, scale constraints, and sector mix all play a role — but the effect is that Ontarians produce less per hour worked than comparable workers in Ohio or Michigan, which limits both wages and long-run economic growth. Addressing this gap is the single most important productivity policy challenge in Canadian economic life.

CTI position
Ontario is not in decline. It is in transition, which is harder and more uncomfortable than either growth or contraction. The auto sector's simultaneous exposure to tariff pressure and EV retooling creates a genuine risk of a lost decade for Southern Ontario's manufacturing communities if the transition is poorly managed. But the same transition creates an opportunity, through the VW, Stellantis-LG, and Ultium investments, to establish Ontario as the primary North American location for EV battery manufacturing and supply chains. Capturing that opportunity requires policy coherence between federal and provincial governments on critical minerals processing, infrastructure investment, and workforce retraining at a scale and speed that neither government has yet demonstrated. The window is open. It will not stay open indefinitely.
Key Findings

What the research establishes

Core findings: Ontario provincial brief, Q2 2026
01
Ontario accounts for approximately 38% of Canada's GDP and hosts the country's largest manufacturing base. The auto sector contributes C$46 billion to provincial GDP and C$94 billion nationally, with 93% of exports going to the United States and parts crossing the border up to eight times before final assembly. (Ontario Ministry of Finance, 2025; CVMA, 20252)
02
Ontario auto SMEs reported average revenue declines of 13% in 2025. CFIB survey data from May to June 2025 documents the direct impact of US tariff actions and trade uncertainty on smaller parts manufacturers, which lack the balance sheet resilience of the major assemblers. Employment in the sector decreased and is expected to weaken further through 2027. (CFIB, 2025; Job Bank Canada, 20263)
03
Pre-construction apartment sales in the GTA fell approximately 90% from the nine-year average through 2024. RBC Economics projects housing starts will fall more than 10% nationally, with more severe declines in 2027, creating a medium-term construction supply shock that has both economic and affordability consequences. (RBC Economics, 20254)
04
Ontario's ZEV share of new vehicle registrations reached only 5.8% in Q2 2025. Despite hosting Canada's largest EV battery manufacturing investments, the province's retail EV adoption lags the national average of 9.2%. The gap between manufacturing capacity and domestic adoption creates a commercial risk for the new facilities. (Job Bank Canada, 20263)
05
Alberta contributed almost as much as Ontario to national GDP growth in 2024. Statistics Canada's provincial GDP release documents the relative deceleration of Ontario's economic weight within Confederation, with the Prairie provinces collectively outperforming the central provinces on growth contribution. (Statistics Canada, 20255)
Share of national GDP
~38%
Ontario's approximate share of Canada's total GDP. Makes it the largest provincial economy by significant margin, though the Prairie contribution to growth is rising.
Ontario Long-Term Report →
Auto sector GDP
C$46B
Auto sector contribution to Ontario provincial GDP in 2024, representing 5% of total provincial economy. National contribution is approximately C$94 billion.
CFIB Auto Report →
Auto export concentration
93%
Share of Canadian automotive exports going to the United States. Parts cross the Canada-US border up to 8 times before final vehicle assembly. Structural vulnerability to trade disruption.
CVMA facts →
The Auto Sector Crossroads

Retooling mid-transition under tariff pressure

No sector in Canada illustrates the intersection of trade risk and industrial transition more clearly than Ontario's automotive industry. It is simultaneously managing the disruption from US tariff actions on Canadian vehicles and parts, the structural retooling of assembly plants from internal combustion to electric drivetrains, and the supply chain transformation that EV manufacturing requires. These are three separate challenges, each of which would be significant on its own, occurring concurrently.

The tariff dimension is the most immediate. CUSMA's rules of origin provisions provide protection for most Canadian automotive exports, but the sector-specific tariffs applied by the Trump administration created uncertainty that is itself economically damaging, independent of the tariff rate actually paid. When a Tier 2 parts manufacturer cannot predict whether its products will be subject to additional duties in six months, it cannot make capital investment decisions, cannot commit to new supply contracts, and cannot hire with confidence. The CFIB survey documenting 13% average revenue declines among auto sector SMEs reflects this uncertainty as much as actual tariff costs.

The EV transition creates a more fundamental structural shift. Electric vehicles contain roughly 30 to 40% fewer parts than internal combustion vehicles. The components they do not need, the exhaust systems, fuel injection equipment, transmission components, and starter motors that Ontario's Tier 2 and Tier 3 suppliers produce, represent a significant portion of the parts manufacturing value chain in Southern Ontario. The workers and companies in those segments face a structural displacement that has no precedent in the history of the Canadian auto industry. OECD analysis identifies this as one of the most concentrated manufacturing employment risks in the G7.

Against this, the VW St. Thomas battery facility represents C$7 billion in combined federal and provincial investment and is expected to produce enough battery cells for approximately one million EVs annually at full capacity. The Stellantis-LG NextStar Windsor facility and the Ultium Cells investment complete a battery manufacturing cluster in Ontario that could, if fully operational and supplied with domestically processed critical minerals, anchor a North American EV supply chain centred on Ontario rather than on South Korea or Germany. The realization of that outcome requires the critical minerals processing investments identified in the Energy Transition brief to come online on schedule, and it requires the federal and provincial skills investment to produce the workers these plants need by the time they reach full production.

Toronto and the Services Economy

Financial capital, tech hub, and the productivity gap

Toronto is Canada's financial capital, home to the headquarters of the five major banks and the Toronto Stock Exchange, and a growing technology ecosystem that has produced significant companies and attracted major international employers. It is also a city whose housing dysfunction is imposing a measurable cost on the national economy through constrained labour mobility, elevated wage pressure, and a condo construction model that collapsed in 2024 after decades of supply-chain alignment with a presale financing structure that no longer works at current interest rates.

The Toronto-Waterloo technology corridor has emerged as a genuinely significant innovation cluster. Google, Microsoft, Amazon, and numerous international firms have established research and engineering operations in the region, attracted by world-class universities, a diverse and highly educated population, and a regulatory environment that has historically been more permissive of AI and data science research than European alternatives. The Vector Institute for Artificial Intelligence, established in 2017, has been a magnet for talent and research investment. But the corridor's output in terms of globally competitive product companies, as distinct from research and talent, is more modest than its reputation suggests. The gap between research excellence and commercial scale is a recurring theme in Canadian technology policy.

The productivity gap between Ontario and comparable American states is documented in OECD data and is the subject of ongoing policy debate in which there is more diagnosis than remedy. Business investment per worker in Canada trails the United States across most sectors, which is both a cause and a consequence of the productivity gap. When firms do not invest in equipment, software, and process improvement, worker productivity does not grow. When worker productivity does not grow, wages stagnate, which reduces household demand and the fiscal capacity to invest in public services. This is a reinforcing dynamic and it explains why Ontario, despite its structural advantages, has not closed the productivity gap with comparable American jurisdictions over the past two decades.

Indigenous Economy

First Nations, Metis, and the Treaty framework in Ontario's economy

Ontario has 133 First Nations and a significant urban Indigenous population concentrated in Toronto, Thunder Bay, and other major centres. The northern half of the province, the resource-rich Shield and subarctic regions, is the traditional territory of numerous Anishinaabe, Cree, and other First Nations whose relationship with the land, water, and resources of that territory is constitutionally protected and commercially consequential for every major resource development project in the region.

The Ring of Fire, a large mineral deposit in the James Bay Lowlands containing significant chromite, nickel, and other critical minerals, has been under consideration for development for over fifteen years. It has not advanced primarily because the federal and provincial governments have not resolved the infrastructure investment, environmental assessment, and First Nations consent questions that development would require. This is not unique to the Ring of Fire, it is the characteristic pattern of northern Ontario resource development, where the legal requirement of meaningful consultation with First Nations has historically been treated as an obstacle rather than a foundation. The projects that have proceeded, and the ones that have been blocked, differ primarily in the quality of the relationship between the proponent and the affected communities, not in the geology or the economics.

Metis Nation of Ontario and its member communities have jurisdiction claims and governance interests across a large part of the province. The Supreme Court's 2003 Powley decision affirmed Metis harvesting rights, and subsequent litigation has clarified Metis claims in ways that create both obligations and opportunities for economic development partnerships. The fastest-growing segment of Indigenous economic activity in Ontario is neither resource extraction nor transfer payments but Indigenous-owned businesses in construction, technology, financial services, and professional services, a shift that reflects the growing entrepreneurial capacity of Indigenous communities and the increasing recognition by non-Indigenous businesses that Indigenous partnerships are both ethically necessary and commercially valuable.

Key Researchers

Academics and analysts whose work is most relevant

Smart Prosperity Institute, University of Ottawa
Mike Moffatt
Moffatt is the most prominent applied economist working specifically on Ontario's housing supply and construction policy challenge. His work documenting the relationship between zoning restrictions, development charges, and housing starts provides the quantitative foundation for understanding why Ontario is not building enough housing despite strong demand. His analysis of how municipal revenue dependence on development charges creates perverse incentives against density has been influential in federal housing policy discussions. For CTI purposes, his regular public commentary on Ontario housing market data is the fastest way to track the condo market collapse and its construction sector implications as they evolve week by week.
Smart Prosperity Institute →
Canadian Federation of Independent Business
Ontario Auto Sector Research
CFIB's 2025 survey of Ontario auto sector SMEs provides the most current and granular data on how tariff uncertainty and the EV transition are affecting the smaller businesses that form the Tier 2 and Tier 3 supply chain. Their finding that SMEs reported an average 13% revenue decline in 2025, and their documentation of investment deferrals and hiring freezes, captures the ground-level economic reality that aggregate GDP figures smooth over. CFIB is also the primary research voice on Ontario's small business tax environment, including the provincial small business tax rate which is tied with Quebec for highest in Canada at 3.2%.
CFIB Auto Report →
RBC Economics
Ontario housing and construction analysis
RBC's economics team provides the most consistent and data-driven analysis of Ontario's housing market dynamics, including the pre-construction condo collapse, its implications for housing starts in 2026 and 2027, and the relationship between housing affordability, population growth, and labour market mobility. Their finding that population growth moderated sharply to 0.3% quarter-on-quarter annualized in Q3 2025, the slowest pace outside the pandemic, has direct implications for the construction sector demand outlook and for the broader economic multipliers that housing investment creates in Ontario.
RBC Economics →
Import Dependencies

What Ontario cannot easily produce at home — and what that means for supply chain risk

Ontario's manufacturing economy is deeply integrated with global supply chains, and its exposure to import disruption is not evenly distributed. Three categories of imports carry the highest strategic risk: automotive components from Mexico and the US Midwest that feed the border-crossing supply chain, semiconductor and advanced electronics from East Asia that underpin both the auto sector's EV transition and the province's growing technology sector, and pharmaceutical active ingredients sourced primarily from India and China that supply Ontario's significant life sciences cluster.

The automotive supply chain's vulnerability is structural. Ontario assemblers rely on just-in-time delivery of parts that cross the Canada-US border multiple times before final assembly. This model maximizes efficiency under stable trade conditions and creates catastrophic vulnerability when borders close, as demonstrated during the early COVID-19 period and threatened during US tariff actions in 2025. The shift to EV manufacturing introduces new import dependencies: battery-grade lithium, cobalt, and manganese processed primarily in China, and battery management semiconductors fabricated in Taiwan and South Korea. Canada's Critical Minerals Strategy aims to reduce this dependency by processing domestic critical mineral inputs, but the processing capacity does not yet exist at commercial scale.

Ontario's pharmaceutical sector — centred in Mississauga and the broader GTA — is a significant exporter of branded and generic drugs. But the active pharmaceutical ingredients (APIs) that feed this production are overwhelmingly imported. India supplies approximately 30% of Canada's pharmaceutical imports, and China supplies a significant share of precursor chemicals. The COVID-19 pandemic exposed this dependency publicly; the underlying structural condition has not changed materially since. The federal government's Biomanufacturing and Life Sciences Strategy includes investments in domestic API production capacity, but this is a long-cycle investment whose benefits will not materialize in the near term.

Key import dependency signals — Ontario, 2026
01
Battery-grade critical minerals processing remains offshore. Ontario's new EV battery plants (VW St. Thomas, Stellantis-LG Windsor, Ultium Cells) will source processed battery inputs primarily from South Korea and China until Canadian processing capacity comes online. The processing gap is the critical minerals strategy's most urgent near-term challenge. (NRCan Critical Minerals Strategy, 2025)
02
Semiconductor dependency has no near-term domestic solution. Ontario's auto and technology sectors are structurally dependent on East Asian semiconductor fabrication. Canada has no domestic semiconductor fab capacity. The US CHIPS Act investments may draw some production to North America, but Canadian companies will remain purchasers rather than producers. (ISED, 2025)
03
API import concentration in India and China creates pharmaceutical supply risk. A diplomatic deterioration with either country, or a domestic supply shock in either, would create shortages in Ontario's pharmaceutical supply chain. Generic drug shortages have already been documented intermittently since 2020. (Health Canada Drug Shortage Database, 2025)
Infrastructure and Logistics

The physical systems that move Ontario's trade — and where they constrain it

Ontario's trade infrastructure is among the most heavily utilized in North America and among the most vulnerable to single points of failure. The Ambassador Bridge between Windsor and Detroit handles more than C$100 billion in annual trade — roughly 30% of Canada-US goods trade by value — over a single privately owned crossing built in 1929. Its replacement, the Gordie Howe International Bridge, began construction in 2018 and is projected to open in 2025-2026, adding redundancy to a chokepoint that has no backup. The bridge's completion is the single most consequential infrastructure event for Ontario's trade logistics in a generation.6

Beyond the Windsor-Detroit corridor, Ontario's trade logistics network includes: Toronto Pearson International Airport, which handles approximately 65% of Canada's air cargo by value and is the primary gateway for high-value manufacturing inputs and exports; the Port of Hamilton, which serves as the primary bulk cargo port for steel, grain, and construction materials in the Golden Horseshoe; and CN Rail's network, which connects Ontario manufacturing centres to the Port of Prince Rupert on the Pacific and to eastern ports. Rail congestion, particularly on the corridors connecting Southern Ontario to the Port of Montreal, has been a recurring constraint on export throughput.

Ontario's electricity infrastructure is an underappreciated trade competitiveness variable. The province's grid — approximately 90% non-emitting, drawing on nuclear, hydro, and growing solar capacity — provides the clean electricity that the EV battery manufacturing investments require. VW, Stellantis-LG, and Ultium Cells all specified access to clean electricity as a condition of their Ontario investments. The grid's ability to scale to support not just these facilities but the broader electrification of industrial processes is an infrastructure constraint that Ontario Hydro and the Independent Electricity System Operator are managing against a demand growth curve that is steeper than any projection from five years ago.

Ambassador Bridge trade
>C$100B
Annual Canada-US goods trade value crossing the Ambassador Bridge. Approximately 30% of total bilateral goods trade. Single privately-owned structure with no current backup.
Gordie Howe Bridge →
Pearson air cargo share
~65%
Toronto Pearson's approximate share of Canada's air cargo value. Primary gateway for high-value electronics, pharmaceuticals, and manufacturing inputs entering Ontario.
GTAA statistics →
Grid carbon intensity
~90%
Ontario grid non-emitting generation share (nuclear + hydro + renewables). Clean electricity is a stated condition of the province's major EV battery manufacturing investments.
IESO grid data →
Supply Chain & Sourcing

What this province produces — supply chain and sourcing context

Ontario anchors Canada's automotive supply chain: Stellantis, Honda, and Toyota assembly plants in Windsor, Alliston, and Cambridge source automotive parts from hundreds of Ontario tier-1 and tier-2 manufacturers producing stampings, powertrain components, seating, glass, and electronics. Hamilton's steel mills (Stelco, ArcelorMittal Dofasco) supply structural steel to construction and manufacturing. Ontario's pharmaceutical manufacturing cluster — concentrated in Mississauga and Brampton — produces branded and generic drugs for Canadian and US markets. The province's nuclear fuel fabrication capacity (Cameco's Port Hope conversion facility) and nuclear services sector support both domestic generation and export contracts. Niagara wine and agri-food processing round out a diverse productive base.

Policy Watch

Signals that will tell us where this is heading

Track these over the next 12 months
VW St. Thomas construction and hiring milestones. The battery facility's construction progress, hiring announcements, and production start timeline will be the primary signal for whether Ontario's EV battery manufacturing ambition is translating into operational capacity. Delays here affect the entire critical minerals processing investment logic that depends on Canadian battery manufacturing demand.
CUSMA auto sector review, 2026. The CUSMA joint review process creates a formal opportunity to address the rules of origin and tariff questions affecting Ontario's auto sector. Watch for federal government positions on automotive trade provisions and whether any bilateral arrangement with the US provides longer-term stability for the Ontario supply chain.
Pre-construction sales recovery in the GTA. The condo pre-sales market is the leading indicator for construction starts two to three years ahead. Any meaningful recovery in 2026 pre-construction activity would signal that the housing starts decline projected for 2027 may be less severe than current forecasts suggest.
Ring of Fire development progress. Federal and provincial engagement with Nishnawbe Aski Nation and other affected First Nations on the Ring of Fire infrastructure corridor will indicate whether this decade-long development impasse is moving toward resolution. Any formal agreement on an access road or infrastructure fund would be a significant signal for Ontario's northern critical minerals position.
Business investment data versus US comparators. Statistics Canada's quarterly capital expenditure surveys will show whether the productivity investment gap between Ontario and comparable American states is narrowing. The federal defence industrial strategy and clean technology investment tax credits are designed in part to stimulate this investment. Whether they do so in Ontario specifically is a policy effectiveness test.
Notes and sources
  1. 1.Government of Ontario. (2024). Ontario's Long-Term Report on the Economy. Ministry of Finance. Documents Ontario's approximately 40% share of national GDP and the structure of the provincial economy across key sectors. ontario.ca
  2. 2.Canadian Vehicle Manufacturers' Association. (2025). CVMA Facts. Reports auto sector contribution of approximately C$94 billion to national GDP, C$46.5 billion in vehicle exports, 92% to the United States, and the 8-crossing supply chain integration. CFIB. (2025). The Automotive Anatomy of Ontario. Reports C$46 billion contribution to Ontario provincial GDP. cvma.ca
  3. 3.CFIB. (2025, July). The Automotive Anatomy of Ontario: Understanding the Impact of Tariffs on Ontario Small Businesses. Canadian Federation of Independent Business. Documents 13% average revenue declines among auto sector SMEs in 2025, investment deferrals, and hiring freezes. cfib-fcei.ca
  4. 4.RBC Economics. (2025, December). Eight charts that defined Canada's economy in 2025. RBC. Documents pre-construction apartment sales in the GTA down approximately 90% from the nine-year average, and projects housing starts to fall more than 10% nationally through 2027. rbc.com
  5. 5.Statistics Canada. (2025, May). The Daily: Gross domestic product by industry, provinces and territories, 2024. Reports Alberta contributing almost as much as Ontario to national GDP growth in 2024, with Ontario's growth moderating relative to Prairie provinces. statcan.gc.ca
  6. 6.Windsor-Detroit Bridge Authority. (2025). Gordie Howe International Bridge construction update. Reports on construction progress and projected opening timeline for the new international crossing between Windsor, Ontario and Detroit, Michigan. gordiehoweinternationalbridge.com
  7. 7.Greater Toronto Airports Authority. (2024). Statistical Summary 2024. Reports on cargo volumes, passenger movements, and Toronto Pearson's share of national air cargo. gtaa.com
  8. 8.Independent Electricity System Operator. (2025). Ontario's electricity grid: supply overview. Reports on generation mix, clean energy share, and demand forecasts for Ontario's electricity grid. ieso.ca